Debt Recovery Law & Insurance Law:

Over the years, our debt collection and debt recovery lawyers have acted for and represented many creditors who have been owed money and who were not paid by the debtors. Litigation can be stressful, expensive and where possible, the lawyers at Navado always encourage a possible early settlement of the dispute. Prior to commencing litigation, however, a detailed analysis of the circumstances is often required, so that the creditor is able to understand potentially all of the legal issues that arise, including all of the rights and obligations of the creditor and the debtor, arising out of a transaction and, of course, any potential defences and/or cross-claims that can be raised by a debtor. We are experienced in considering documentation, correspondence and investigating legal remedies and the merits of a matter generally and thereafter in advising clients as to whether there are good prospects for the recovery of a debt. Our debt collection lawyers work with other members of our legal team and as experienced lawyers, will be able to assess your matter thoroughly and effectively alert you to matters that non-lawyers will perhaps not be able to appreciate or be aware of. Where litigation is necessary or appropriate, our assertive debt collection lawyers and debt recovery lawyers can assist you in seeking to recover the debt.

It is crucial to remember, at all times, that obtaining a judgment debt is one thing, but enforcing it – and receiving payment - may be quite another. Options exist to bankrupt or wind up a debtor (whichever case may apply), but to ensure that these steps are taken in the most economical and efficient manner, it is important to retain the services of a debt recovery lawyer who understands the relevant principles of law.

Very often defendants are served with letters of demand or find themselves having to face court proceedings for an alleged debt that is allegedly due to be paid by them and which has not been paid. Over the years, our debt collection lawyers and debt recovery lawyers have acted for and represented many debtors who have allegedly owed money and who have not paid the alleged debt, for legitimate or other reasons, including the fact that there may be a dispute in relation to the alleged amount due. You may, for example, be disputing an allegation being made by a creditor that you are indebted to the creditor for unpaid invoices, or disputing an allegation made by a lender that you are not indebted to the lender as alleged by the lender or any basis, at all. Litigation can be expensive and draining on the person and where possible, the lawyers at Navado always encourage a possible early settlement of the dispute. Prior to advising a client to embark upon drawn out defended litigation, however, a detailed study of the circumstances and facts of the matter is often required, so that the debtor client is able to understand potentially all of the legal issues that arise, including all of the rights and obligations of the creditor and the debtor, arising out of a transaction, including any basis upon which a claim can be defended and/or a cross-claim can be raised against the creditor. Our debt collection legal team is experienced in considering documentation, correspondence and investigating legal remedies and the merits of a matter generally, and thereafter in advising clients as to whether there are good prospects for defending a claim that is made by a creditor. Where instructed to do so and appropriate, we will assertively defend any proceedings that are made against a debtor client of ours, as well as institute any proceedings for a cross-claim or any other cause of action that our client might have against the alleged creditor.