Compulsory Third Party (“CTP”) Insurance must be taken out with respect to a motor vehicle to cover any injury or death occasioned by the motor vehicle. If injury or death arises, a claim can be made against the CTP policy, usually by the injured party or if the incident resulted in the death of another, by a dependent.
If the motor vehicle involved in an accident cannot be located, or if a current CTP policy is not held, a claim can be made against a “nominal insurer” being the relevant Authority.
If a CTP claim is made, various factors may be considered when determining whether the claim should be accepted. These factors may including:
- What events caused the accident?
- Who was the party at fault or did both parties contribute to the accident?
- What is the amount claimed?
- What is the extent of any injuries alleged by the claimant?
- What past and future loss will the claimant incur as a result of their injuries?
There are various time limits and procedures involved in making a claim against a party’s CTP insurance. A failure to comply may prevent a prospective claimant from pursuing their claim.
We recommend that if you are injured in an accident with a motor vehicle or if a family member has died following a motor vehicle accident, we recommend that you contact our firm and arrange an appointment to see one of our Personal Injury & Compensation Solicitors. Please call us on telephone on (02) 9233 4048 or send an email to info@navado.com.au to book a consultation.
This webpage (and any material or wording appearing on this webpage) is provided for general information purposes only and does not constitute any Legal Advice. It does not take into account your objectives, your instructions or all of the relevant facts and/or circumstances. Navado accepts no responsibility to any person who relies on the information provided on this website. We further refer you to our Disclaimer.
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